JACKSON MARKET LINK PRO® SUITE
Explore our new RILAs
Jackson® brings you our new registered index-linked annuity (RILA) contract, Jackson Market Link Pro® II—available June 5, 2023.
NEW ENHANCEMENTS
- 3-year Index Account Option term
- Performance Boost* crediting method, which allows for crediting even in down markets
- Intra-term and End-term Performance Locks, allowing flexibility to lock in gains
ADDITIONAL DETAILS
- Single premium
- No explicit fees or contract charges†
- Additional crediting methods include: Cap and Performance Trigger*
- Caps/rates up to 999%‡
- Five available indexes that can be allocated in any combination
- Offers both Floor(-10%) and Buffer (10%, 20%) partial downside protection options on any index selection, ensuring investment freedom†
- A built-in Return of Premium death benefit, available at no additional cost, for issue ages 0 to 80 (contract value death benefit for issue ages 81 to 85)
- Additional Index Account Option terms available, including 1- and 6- year options, as well as a 1-year Fixed Account
WANT MORE INFORMATION? Reach out to your Jackson® representative.
- Bank and Financial Institution Representatives: 800/777-7900
- Independent and Non-Bank Broker/Dealer Representatives: 800/711-JNLD (5653)
- Wirehouse/Regional Representatives: 800/340-JNLD (5653)\
A registered index-linked annuity (RILA) is a long-term, tax-deferred vehicle designed for retirement. It is subject to investment risk, its value will fluctuate, and loss of principal is possible. A RILA, which is an insurance contract, allows you to choose how you want to prioritize growth opportunities while managing the amount of loss you may assume. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met.
* Not all crediting methods and/or protection options are available with all Index Account Option Terms.
† For Jackson Market Link Pro II, withdrawals made during the first six contract years will be subject to withdrawal charges. For Jackson Market Link Pro Advisory II, withdrawals made during the first six contract years will be subject to a market value adjustment. An Interim Value Calculation may apply.
‡ Caps/rates can range between 1% and 999% and may represent extraordinary returns which may not be achieved by the underlying index over the selected term. A cap of 999% represents the maximum potential crediting available on the contract and is dependent on the performance of the underlying index selected.
This material is authorized for use only when preceded or accompanied by the current contract prospectus. Before investing, investors should carefully consider the investment objectives and risks of the registered index-linked annuity. This and other important information are contained in the current contract prospectus at Jackson.com/ProspectusJMLP2 for the Jackson Market Link Pro II prospectus or Jackson.com/ProspectusJMLPA2 for the Jackson Market Link Pro Advisory II prospectus. Please read the prospectus carefully before investing or sending money.
Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer’s individual set of facts and circumstances. Clients should rely on their own independent advisors as to any tax, accounting, or legal statements made herein.
Impact of Withdrawals: Withdrawals before the end of a term are subject to an interim value adjustment. The interim value adjustment may have a positive or negative impact on the contract value at the end of the term, which may be significant.
For Jackson Market Link Pro® II, withdrawal charges will apply to withdrawals during the first six years of the contract, which will result in a reduced contract value. The withdrawal charge schedule is 8%, 8%, 7%, 6%, 5%, 4%, 0%.
For Jackson Market Link Pro® Advisory II, a market value adjustment (MVA) will be applied to certain amounts withdrawn or annuitized during the first six contract years. The MVA may result in an increase or decrease to amounts removed from the contract.
A market value adjustment (MVA) may apply to withdrawals from fixed index annuities and registered index-linked annuities. The MVA may result in an increase or decrease to amounts removed from the contract. Additionally, withdrawals from registered index-linked annuities may be subject to an interim value calculation. The interim value adjustment may have a positive or negative impact on the contract value at the end of the term, which may be significant.
Owners could see a substantial loss during an index period if the index declines more than the level of downside protection. If an owner does see a substantial loss during an index period, the owner may not be able to participate fully in a subsequent market recovery due to the capped upside potential in subsequent index periods.
Registered index-linked annuities (contract form numbers RILA290, RILA290-CB1, RILA292, RILA292-CB1, RILA295, RILA295-FB1, RILA297, RILA297-FB1) are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions. Contact Jackson for more information.
Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company. They are not backed by the broker/dealer from which this annuity contract is purchased, by the insurance agency from which this annuity contract is purchased or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of Jackson National Life Insurance Company.
Jackson® is the marketing name for Jackson Financial Inc. and Jackson National Life Insurance Company®.
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Jackson
300 Innovation Drive
Franklin, TN 37067
Phone: 800/565-8797
Firm and state variations may apply. Additionally, products may not be available in all states. For
institutional use only. Not for public distribution or use with retail investors.
Not FDIC/NCUA insured • May lose value • Not bank/CU guaranteed
Not a deposit • Not insured by any federal agency
TC133911(0623)1