ESI is pleased to announce that Jackson Market Link Pro 4 has been approved and is available as of June 8, 2026. Market Link Pro 4 will replace Market Link Pro III in most states and Market Link Pro II in New York. Before offering the product, reps should confirm with Jackson whether any additional product training is required.
A few key changes are worth noting. Market Link Pro 4 is now a flexible premium RILA, which means clients may be able to make additional premium payments after the contract is issued. When discussing this feature, reps should keep in mind that each premium payment may have its own premium allocation date, premium allocation anniversary, and withdrawal charge period, which can affect allocation timing, Performance Lock treatment, and access to funds.
Market Link Pro 4 also introduces an optional Rate Enhancement Option, currently available for an additional annual charge of 1.25% of the Index Option Crediting Base. This option is available only at issue, cannot be terminated separately from the contract, and cannot be elected with the +Income GMWB or +Income GMWB with Joint Option. Clients should understand the additional cost and tradeoffs before electing this option.
For product questions, contact Jackson at 800-565-8797. For suitability questions, contact the Suitability team at 800-344-7437, press 2, then press 5, then press 2 for DB Suitability or Case Preview, or email ESIDBCasePreview@nationallife.com
TC8980189(0626)1
